Access $500,000 – $5,000,000 of Subsidized Loans Through the New Government-Backed MARC Program for U.S. Manufacturers
We specialize in MARC loans for U.S. manufacturers (NAICS 31-33). Not a manufacturer? We can also help with traditional SBA 7(a) financing. All loans subject to lender approval.
*Terms up to 25 years available when real estate is involved. Standard third-party closing costs may apply. All financing subject to lender approval and SBA eligibility requirements.
If You're a U.S. Manufacturer, These Challenges Sound Familiar
Traditional financing wasn't built for the unique cash flow cycles of manufacturing
Cash Flow Timing
Your customers demand NET-90 payment terms, but your suppliers need payment in 30 days. This cash flow gap prevents you from taking on larger orders or growing your production capacity.
Bank Limitations
Traditional banks either reject manufacturing loans outright or don't understand your cash cycles and asset bases—offering unfavorable terms or insufficient capital.
Growth Constraints
You're turning down large contracts because you can't afford the raw materials upfront. Your business could be 2-3x larger if you had the right working capital.
Up to $5M
Term Financing
SBA MARC Program: Term Loan Financing Built for Manufacturers
The SBA MARC program provides flexible term loan financing designed exclusively for U.S.-based manufacturers in NAICS sectors 31-33.
Unlike traditional bank loans, MARC offers longer terms, relaxed requirements, and better rates to help you scale.
Up to $5 Million
Access substantial capital for inventory, production scaling, and operational needs
Flexible Terms
Up to 10-year terms for working capital, or up to 25 years when real estate is involved
Relaxed Requirements
1:1 debt service coverage vs. traditional 1.25:1 requirement
No Equity Required
Pure debt financing—you maintain 100% ownership
Comprehensive Financing
Combine with SBA 504 loans for real estate and equipment—build a complete financing package for your operation
24-Month Grace Period
No annual review required for the first two years
Revolving Credit Available
Access revolving lines of credit for ongoing working capital flexibility
Seller Financing Support
Structure acquisitions with seller financing alongside SBA capital
All financing subject to lender approval and SBA eligibility requirements.
Why Manufacturers Choose Precision Growth Capital
We're not just loan brokers—we're strategic partners who understand manufacturing operations and SBA financing intricacies.
MARC Program Specialists
We've studied the MARC program inside and out since its launch. While many brokers are still learning the basics, we understand the nuances of MARC eligibility, documentation requirements, and what lenders look for in a strong application.
Capital Stacking Strategies
Most manufacturers leave $2-3 million on the table by not combining MARC with 7(a), 504, and conventional financing. We identify the optimal capital stack for your specific growth plans—maximizing what you qualify for.
We Speak Your Language
Our team has hands-on operational experience in manufacturing—not just financial backgrounds. We understand NET terms, production cycles, inventory carrying costs, and the realities of scaling a manufacturing business.
No Upfront Broker Fees
No upfront broker fee to start your application. Standard third-party closing costs (appraisal, environmental, title) may apply and can often be financed into the loan. We succeed only when you get funded.
How It Works
A simple process from consultation to funding
Free Consultation
We discuss your capital needs and assess your MARC eligibility. No obligation.
Application Preparation
We help you gather documents and can assist with strengthening your business plan if needed.
Bank Submission
We evaluate your business and goals and submit your application to the banks that best fit your needs.
Approval & Funding
Once approved, you receive your capital. No upfront broker fees to start.
What MARC Financing Enables for Your Manufacturing Business
Scale Production Without Cash Flow Strain
Access capital to purchase raw materials, increase inventory, and fulfill larger orders—without disrupting your operational cash flow. The flexible term loan structure provides predictable payments while freeing up cash for peak production periods.
Invest in Growth Initiatives
Fund new equipment, expand your workforce, or open additional production lines. When combined with SBA 7(a) or 504 programs, you can access capital for both fixed assets AND working capital simultaneously.
Compete for Larger Contracts
Stop turning down big opportunities because you can't afford the materials upfront. With up to $5 million in financing, you can confidently bid on contracts that would previously strain your resources.
Predictable, Manageable Payments
MARC's term loan structure offers up to 10-year repayment terms—significantly longer than traditional bank financing. Lower monthly payments mean more cash stays in your business to fund growth and operations.
Looking for alternative financing options?
Private lending solutions available for select qualified businesses.
About Precision Growth Capital
Precision Growth Capital was founded by manufacturing and finance professionals who saw a critical gap: most U.S. manufacturers struggle to access the capital they need to grow because traditional lenders don't understand their industry and the SBA process is overwhelming.
We specialize in the new SBA MARC program and help manufacturers navigate the complex world of SBA financing—not as distant consultants, but as partners who understand both the operational and financial sides of manufacturing.
Our mission is simple: help American manufacturers access the capital they qualify for, structure it strategically, and deploy it effectively to scale their businesses. We succeed only when you succeed—which is why we operate on a no-success, no-fee basis.
Frequently Asked Questions
MARC (Manufacturers Access to Revolving Credit) is a specialized SBA 7(a) loan delivery method dedicated exclusively to U.S.-based manufacturers. What sets it apart: (1) Exclusive focus on American manufacturing (NAICS 31-33), (2) Both term loans and revolving lines of credit available, (3) Up to 10-year terms for working capital, or up to 25 years when real estate is involved, (4) Relaxed 1:1 debt service coverage requirement, (5) Option to combine with other SBA programs and seller financing for comprehensive capital solutions. All financing subject to lender approval.
Have more questions? See all FAQs
Talk to an ExpertFeatured Insights
Expert perspectives on SBA MARC financing and manufacturing growth strategies.
SBA Approves First MARC Loans for U.S. Manufacturers
The SBA approved its first MARC loans, delivering $3.5M to four U.S. manufacturers. Learn what this milestone means and how to access MARC financing.
House Passes Made in America Manufacturing Finance Act
The U.S. House unanimously passed H.R. 3174, doubling SBA loan limits from $5M to $10M for manufacturers. Here's what it means for you.
Ready to Access the Financing Your Manufacturing Business Needs?
Schedule your free consultation today. We'll assess your eligibility, calculate how much you qualify for, and create a strategic capital plan—with no obligation and no upfront cost.